We get it—layering necklaces looks effortless on Instagram, but when it’s your turn, suddenly your chains get tangled, lengths clash, and you find yourself wearing the same old necklace again.
Here’s the deal: layering necklaces isn’t about throwing on every chain you own. It’s about choosing pieces that work together—and looking like you meant to do it all along.
At Mogano, we’re all about jewelry that keeps up with your real life, looks amazing, and doesn’t give you extra hassle. So if you’re wondering how to layer necklaces and want to get it right, keep reading.
Start With the Right Lengths
When stacking necklaces, length is your best friend. The easiest way to avoid a mess? Make sure your chains aren’t fighting for the same space.
Here’s what works:
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14–16” (Choker length): Perfect for something that sits close to your neck.
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18” (Classic length): Ideal for your favorite pendant or charm.
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20–24” (Longer length): Adds that “wow” factor with some extra drama.
Just a couple inches of difference creates that perfectly layered look—without the tangle.
Mix Textures & Metals
Let’s clear something up—we’re very here for mixing metals. Gold and silver? Absolutely. The old rules about matching everything? Not our thing.
In fact, mixing metals is one of the easiest ways to make your necklace stack look intentional and elevated. It adds contrast, depth, and gives off that “I know what I’m doing” energy.
Want to take it up a notch? Play with texture too. Layer a bold paperclip chain with something dainty and delicate. Or combine a smooth snake chain with a twisted rope. The contrast makes every piece pop—and keeps your layers looking balanced, not bulky.
The key is to let each chain do its thing while still playing well with the others. You don’t need a matchy-matchy moment. You need something fun and unique.
Add Charms That Make It Yours
Here’s where the magic happens—charms. If you want your necklace stack to feel like you, adding a charm or two is the easiest way to make your layers feel personal and signature.
Choose a heart to represent someone you love, a star for your inner dreamer, or your birthstone for a touch of meaning. Whether you’re going bold or subtle, charms bring personality to your look—and make layering way more fun.
And yes, you can mix charms into any layer. That delicate chain? Add a tiny charm. The longer one? Go for something with a little movement. It’s your story—tell it in gold and silver.
Build Your Base With Our Best-Selling Chains
Your base layer should be reliable and beautiful—something you’ll want to wear every day.
Our collection of 14k Gold Filled and Sterling Silver necklaces are made to last. They’re water- and tarnish-resistant, and safe for all skin types. Whether you want a simple chain or a subtle pendant, these pieces are made for layering and loving.
Looking for a stack that lasts? Start with one of our permanent necklaces and build around it. It’s your low-maintenance layer that never comes off—and always looks good.
Don’t Stress It—Try, Adjust, Repeat
The best way to learn how to layer necklaces? Try it on. Play with two chains. Add a charm. Mix a chunky link with something delicate. Keep what feels good. Remove what doesn’t.
This isn’t about rules—it’s about creating a look that’s uniquely yours.
Ready to Start Your Necklace Stack?
Browse our curated necklace collection and build your stack today. Whether you’re starting simple or going bold, we’ve got the high-quality, skin-safe styles you’ll love living in.
Because you shouldn’t have to choose between looking good and feeling good. At Mogano, you get both.